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Support Home Eligibility Why was I unable to receive an offer? To learn why we were unable to offer you a home equity line of credit at this tim… Can Upstart Mortgage make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requireme… Can I use a co-borrower or a co-signer? Yes! During your application, you'll have the option to add a co-borrower. Both a… How do I apply for the lowest rate guarantee gift card? Lowest Rate Guaranteed - OR GET A $200 DIGITAL GIFT CARD Terms and Conditions …