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Support Home Applying for a HELOC What fees am I charged for the HELOC? What fees am I charged for the HELOC? Fee Amount Frequency Description Origination Fee 0% - 4.99% of the credit limit One time This is a one-time, non-refundable fee that will be deducted from the proceeds before they are delivered. Was this article helpful? 1 0 Related Questions: Am I required to make a minimum draw? Yes, upon opening your Upstart Mortgage HELOC you will be...… What is the difference between a soft and hard credit inquiry? There are two kinds of inquiries that can occur on...… How do I apply for a HELOC? Please complete the brief online application that will include information...…